Zero investments

Every business as usual has cash outflow and it is a subject for investments/debts.

The knowledge structure of the outflow may look like this:



But this knowledge doesn't indicate entirely knowledge business even if you will use the mentioned framework or any other about a connection of knowledge of business and its cash-flow. It is investments/debts based business, not more. In this case any collaboration among involved people is possible only if it is prepaid - humans are resources here.

I think zero investments or knowledge business takes place when the outflow's questions/answers are shifted to the result's section. This kind of business is project oriented and within the project the true Knowledge Persons collaborate and share the results. Technically it is not problematic. It's problematic socially because schools and universities teach to be employee or employer and take debts.

Am I mistaking?